LG Pay – Everything you need to know - Android - Canadian apps and news

LG Pay – Everything you need to know - Android

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LG Pay is new, but it has all of the same tricks as Samsung Pay. If you want to learn more, we got you covered.

LG Pay main screen 2020
LG Pay is a mobile digital payment service from LG. It’s only available on a few devices right now and it only recently became available outside of South Korea. The service is very similar to Samsung Pay with support for both NFC payments as well MST (magnetic secure transmissions) to mimic real debit and credit cards. LG uses WMC (Wireless Magnetic Communication) for this trick. It’s still quite new, but it’s already a decent option depending on your financial set up. Here is everything you need to know about LG Pay.

How does LG Pay work
Country and device availability
Add a credit/debit card
Purchase or add a gift card

Add a loyalty card
How to use LG Pay
Supported banks
Other tips and tricks

How does LG Pay work?

LG Pay works very similarly to other mobile payment services. Your payment card information is stored in a secure token and can only be accessed temporarily by single-use passwords. You can use face unlock, fingerprint, or a PIN code. The app then uses a virtual card number at the payment terminal in place of your actual card number. The process adds a bit of extra security. Google and Apple use encrypted servers, but all of them use the single-use password method with virtual card numbers.

Country availability and supported devices

Unfortunately, LG Pay is only available in two countries, the United States and South Korea. LG is apparently working on expanding further, but progress is a little slow and we haven’t heard anything new in a while. Even in the US, the service only launched in late 2019 on a single device. This may be a long roll-out for you international folks.

Currently, LG Pay (with its WMC technology) works on the following devices:

LG G8x
LG V60

Yes, it’s quite the short list, but we expect it to expand as LG releases more phones.

LG Pay add new card

How to set up LG Pay

Thankfully, the setup process is fairly simple and there aren’t a ton of steps. You can add payment cards, gift cards, and loyalty cards to LG Pay directly through the app. We’ll go over each method below.

Add a debit or credit card to LG Pay

Open the LG Pay app on your device. If you don’t have it, you can download it from Google Play.
Hit the Plus button in the top right corner.
Line up your credit or debit card with the camera rectangle for LG Pay to automatically enter the card number and expiration date. On the next screen, add your CVC/CVV code and hit Next.
Optional – Tap Enter manually to enter your card details yourself. Hit Next when you’re done.
LG Pay will then ask for your billing address and zip code. Fill in the information as requested by the app. Also, double check and make sure the Name on card section is accurate. Hit Next when you’re done.
Note – If LG Pay doesn’t support your bank, you will receive a notice at this point letting you know that your card cannot be added to LG Pay with a link to the supported issuers. If you do not receive this notice, continue forward.
The app will show you a terms of service agreement. You have to scroll all the way to the bottom at least once before you can tap the Agree button.
LG Pay must now do a card verification step. Select whether to receive the code via email, SMS, or by calling your bank. We recommend the SMS method as it is the easiest and least obtrusive method. Tap the method you want to continue.
Enter the verification code box in the app and tap the Verify button. Please note, it can take a while to receive a verification code. Be patient.
Finally, make sure the Add to LG PayQuick option is toggled if you want to access this card quickly in the future and tap the Done button.
You may now use your card for purchases through LG Pay. We will explain how to set up LG PayQuick in the How to use LG Pay section below.

LG Pay gift cards

Add a gift card to LG Pay

In the LG Pay app, tap the Gift cards icon on the home page.
Tap the Plus button in the top right corner.
If you have a gift card already, tap the Save gift card option. The tutorial to purchase a gift card is below.
Scroll through the list to find the retailer for your gift card. There is a search bar as well for your convenience. Select the retailer to continue.
Note – If the retailer of your gift card isn’t listed, it’s not supported. There is nothing else you can do at this time. If you did find your retailer, please continue.
Enter in the card details as requested. Hit the Done button to save the card.
To use the card, open it in the LG Pay app and have the cashier scan the barcode.
Note – LG Pay cannot keep track of your card balance and it can only track transactions made within LG Pay. You can check out LG’s FAQ for more information about gift cards.

Purchase a gift card on LG Pay

LG Pay gift cards 2

Repeat the first three steps of Add a gift card above, but this time, select the Purchase gift cards option.
A list of retailers will pop up. Browse the list (or search) for the retailer you want and tap it.
On the next screen, fill out the details, including amount and whether this gift card is for you or for someone else.
If you select “For Myself” – Enter the amount and tap the Buy button in the bottom right corner. Enter your fingerprint or PIN code for LG Pay to complete the purchase. The card is now available in the LG Pay app. Simply open the app, find the card, and have the cashier scan the barcode.
If you select “For someone else” – Enter in the recipient’s name and mobile phone number along with a brief message (all required). Tap the Buy button in the bottom right.
The app will show you what you’re about to buy and where you intend on sending it. Make sure all the details are correct and make sure you’re aware that gift cards are non-returnable and non-refundable. Hit the Buy button.
Enter your fingerprint or LG Pay PIN code to complete the purchase. The recipient will receive an MMS with instructions on how to redeem and active their new gift card.
Note – The recipient has 30 days to receive and activate the card. LG Pay will resend the gift card code. If they don’t redeem it in 30 days, it becomes your gift card. Click here for LG’s FAQ on gift cards.